Payments
Post payments by hand or import them, and the schedule, balance and next due date update together.
Payments
SchedulesLate feesAutopay records
Home Loan Servicing
After fundingServicing that starts where closing ends
The loan you funded is the loan you service. Payment schedules, draw requests and payoff quotes all come from the same file your team already built.
In short: Orivane's servicing module takes the funded loan file and turns it into a payment schedule, a draw budget and a ledger. Payments post against the schedule, draws are tied to budget lines and inspections, and investor reports pull from the same numbers.
Portfolio ledger
Every loan in the book, current to the day
See principal, interest, escrow and fees for each loan, and the totals across the portfolio. When a payment posts, the balance and the next due date update everywhere.
- Payment schedules built from the closed terms
- Late notices sent on the rules you set
- Payoff quotes with a good-through date
- Exports for your accountant at month end
Why it matters
No second system after the close
Rebuilding a loan in a servicing tool is where typos and missed draws come from.
Continuity
Same record
Terms, borrower and property carry over from origination without retyping.
Draws
Budget-aware
A draw cannot exceed what is left on its budget line.
Reporting
Investor-ready
Monthly statements come from the ledger, not a separate spreadsheet.
Cleaner books
Month end without the reconciliation marathon
Payments, draws and fees post to one ledger per loan, so the totals your investors see match the totals your team sees.
1ledger per loan, shared by every report
Book a Demo Inside servicing
What happens after the money goes out
Four jobs that usually live in four places.
Draws
Borrowers request draws in the portal. Each request is tied to a budget line and an inspection before it is released.
- Quick app received
- Docs generated
- Underwriting review
- Cleared to close
Payoffs and extensions
Generate payoff quotes and extension terms from the current balance, with the fee rules you set.
Bridge · 12mo9.75%Live
DSCR · 30yr7.35%Locked
Fix & Flip10.50%Live
Investor reporting
Statements and portfolio summaries are built from the ledger, so they always agree with it.
Reporting
StatementsPortfolio totalsExports
Built for
Lenders who keep the loans they make
Servicing in house is a choice. Orivane makes it a reasonable one.
- Bridge lenders with short terms and frequent payoffs
- Construction lenders releasing draws against a budget
- Rental lenders holding loans for years
- Debt funds sending monthly investor statements
- Small teams without a dedicated servicing department
- Growing books that outgrew the spreadsheet
One platform
The other modules
Every module reads the same loan record, so adding one never means another import.
Loan Origination SoftwareIntake, underwriting and closing in one fileExplore Loan Origination Software
Get started
See a funded loan in Orivane servicing
Book a walkthrough and we will post a payment, release a draw and quote a payoff on a sample loan.
